Your money,
clearly
understood.
Track every income stream and expense across multiple currencies. Fluxa turns your transactions into insights - no spreadsheets, no guesswork.
- Record income & expenses in seconds
- Automatic RON / EUR / USD conversion
- PFA net-income tax calculator built in
Free forever · No credit card · Set up in 2 minutes
Clarity in three steps.
Record or import
Add a transaction in seconds, paste a CSV, or import a bank statement. Every row is one tap away.
Fluxa organizes it
Smart categories, multi-currency conversion at live rates, and automatic savings-rate math — done for you.
See the picture
Dashboards, 6-month trends, and PFA tax estimates update instantly. Decide with confidence.
Financial clarity,
built in.
Complete Income Tracking
Record every salary, freelance payment, dividend, and passive income stream. Categorize by source, filter by date and currency - see exactly what's flowing in, month by month.
Smart Expense Management
Track every expense across granular categories. Filter by amount range, description, or date window. Soft-delete keeps your history intact - nothing is ever truly lost.
Multi-Currency Intelligence
Earn in EUR, save in USD, live in Romania? Fluxa handles automatic exchange rate conversion so everything reconciles correctly in RON. Live rates, zero manual math.
Everything
at a glance.
The moment you record a transaction, your financial overview updates. Totals, trends, breakdowns - the full picture, always current.
- 📊 6-month income vs expense chart
- 🥧 Category breakdown by percentage
- 💡 Automatic savings rate calculation
- 📋 Recent transaction history
- 📈 Month-over-month comparison
- 🔍 Powerful search and filters
Insights that matter.
Monthly Savings Rate
Know exactly what percentage of your income you're keeping. Updated the moment you add a transaction - no manual math.
Top Spending Categories
See where the money actually goes. Your biggest expense categories ranked by total and share of spending.
6-Month Trends
Is your financial health improving? The 6-month cashflow chart shows your income vs expense trajectory at a glance.
Green Month Counter
How many of your last 6 months ended with more money than you started? A simple score for your financial direction.
Made for the way Romania earns.
Fluxa speaks your financial language — Romanian and English, RON first, with the tax categories and calculators that actually apply to you.
PFA tax calculator
Estimate 2026 net income after CAS, CASS, and income tax — no spreadsheets, no accountant required.
ANAF income categories
Optional pack with official ANAF codes, ready when you file under the real system.
Live RON · EUR · USD
Bundled historical exchange rates reconcile every transaction to RON automatically.
Bank statement import
Upload your bank export, review each row, and confirm — transactions land in the right account.
Romanian & English
A fully bilingual interface that switches instantly. Bani tăi, în limba ta.
Your data stays yours
Soft-delete safety nets and per-entity isolation. Nothing leaves your account without you.
Net Income
Calculator.
Estimate your PFA taxes for 2026. Enter your monthly income and see exactly how much you'll take home after CAS, CASS, and income tax. Sign in to pull real data from your transactions.
Answers, before you ask.
Is Fluxa really free?
Yes. The core app — unlimited transactions, multi-currency, dashboards, and the PFA calculator — is free. No credit card required to sign up.
Where is my financial data stored?
On secure databases hosted in Romania.
How does multi-currency work?
Every transaction keeps its original currency and an exchange rate. Fluxa bundles historical RON / EUR / USD rates so totals reconcile in RON automatically.
Does it help with PFA taxes?
Yes. The net-income calculator estimates 2026 take-home pay after CAS, CASS, and income tax. Sign in to pull real figures from your recorded income.
Can I import my existing data?
Yes. Import transactions from CSV, or upload a bank statement and confirm each row before it lands.
Can I leave anytime?
Always. Your account is yours — export everything to CSV and close it whenever you decide.
Take control of
your finances.
Create your free account today. No credit card required.
Start tracking your money in under two minutes.