One workspace for your financial life

Know your money. Plan what comes next.

Fluxa connects accounts, everyday transactions, budgets, subscriptions, and long-term trends—so every number leads to a clearer decision.

Create free account Explore the new tools
  • Budgets and recurring costs
  • Savings, deposits, and investments
  • Physical gold and silver portfolio
  • Multi-currency accounts and entities

Free to start · No credit card · Available in English, Romanian, German, and French

Daily clarity

Cash, savings, and investments

Plans that adapt

Budgets and subscriptions

Built for RON

ECB exchange rates

Works anywhere

Installable and offline-ready

Everything connected

From daily spending to the whole picture.

Fluxa turns financial tracking into a useful system: capture what happened, understand the current month, and plan ahead without stitching together separate tools.

Plan with context

A budget that keeps up

Plan category amounts for the month, let a plan carry forward when it still fits, and compare actual spending with a complete yearly view.

Monthly budgets Annual plan pace Category actuals

Monthly budget

September 2026

Jan Feb Mar
72%used
Home2,100 / 3,000 RON
Food980 / 1,600 RON
Transport520 / 1,000 RON

New subscription tracker

Recurring costs, no longer hidden

See every active service in one place, its monthly and yearly RON cost, and pause it when your priorities change. Due charges become normal expenses.

Monthly commitment

249 RON

4 active
Monthly + yearly totals Pause anytime

An account for every purpose

Savings, deposits, and investments

Keep everyday cash alongside interest-bearing savings, fixed-term deposits, and manually valued investment portfolios—each with the detail its account type needs.

Savings account

Daily net interest

6,840 RON

5.1%

Term deposit

Fixed maturity

12,000 RON

12M

Investment portfolio

Current valuation

24,600 RON

+8.4%

Savings interest Deposit maturities Portfolio projections

Physical metals · Pro

Gold and silver, fully accounted for

Manage coins, bars, and jewelry by weight, purity, producer, purchase price, and seller spread. Follow spot value, profit, yield, planned purchases, and completed sales.

Physical metals value

34,820 RON

+12.6% yield
● Gold · 72%● Silver · 28%

86.7 g fine weight · Updated from spot prices

Live portfolio value Price alerts Pro

A dashboard for the right period

See the picture that matters now

Switch between 3M, 6M, 1Y, year-to-date, and previous-year views. Compare cashflow, categories, accounts, and entities without losing context.

3MYTD1Y
Period-aware insights Account balances

Import with confidence

Review before anything is recorded

Bring in CSV data or review supported bank statements line by line before confirming. Your account and category choices stay under your control.

CSV
Transactions reviewed18 / 18
✓Ready for your confirmation
CSV import/export Bank statement review Pro

Stay ahead, not surprised

Useful reminders, on your terms

Choose optional monthly summaries and budget alerts, then adjust your email preferences whenever you like.

82%Dining budget is nearing its limit
✓Your monthly recap is ready
Monthly recap Budget alerts

A calmer money routine

Start simple. Grow into the details.

You do not need a perfect financial system on day one. Start with what happened, make a plan for what is next, and let the overview guide the next decision.

  1. 01

    Capture what happened

    Add a transaction, import a CSV, or review a bank statement. Keep money attached to the right account and entity.

  2. 02

    Give the month a plan

    Set category allocations, include active subscriptions, and use the annual view to see whether the plan is still sustainable.

  3. 03

    Adjust with confidence

    Use period-aware insights, budget progress, and optional alerts to make the next move before small costs become surprises.

Built for Romania

Money tools that speak your language.

RON comes first, Romanian, English, German, and French are available, and the tools match how independent work, personal finances, and local reporting actually fit together.

PFA net-income planning

Estimate CAS, CASS, and income tax with the built-in PFA calculator, then use your recorded activity when you are signed in.

RON totals you can trust

Keep the original currency on every transaction while Fluxa applies ECB exchange rates to make the full picture comparable in RON.

Separate the things you manage

Use entities and accounts to keep personal finances, a PFA, and a business organized without blending their balances or reports.

Questions, answered

The useful details, up front.

Is Fluxa really free to start?

Yes. The core app includes transaction tracking, budgets, subscriptions, multi-currency, dashboards, and the PFA calculator without a credit card. Bank statement import is a Pro feature.

What happens to my budget next month?

A budget can carry forward into later months until you create a new version. Actual spending always uses the selected calendar month, so an inherited plan stays useful.

Will subscriptions affect my budget?

Yes. On their billing date, active subscriptions generate ordinary expense transactions unless marked Informative. They are included in dashboard, budget, export, and report totals.

Can I import existing data safely?

Yes. Import CSV transactions, or upload a supported bank statement and review categories, amounts, and dates before confirming anything.

Can I keep personal and business finances separate?

Yes. Entities and accounts let you organize different financial contexts while keeping their transactions, balances, and reports distinct.

Ready when you are

Make every number useful.

Start with one account or bring the complete picture. Fluxa grows with the level of detail you need.

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